You are a first-time buyer who is excited to get into the business of car ownership. The exuberance, however, is slowly waning as it seems that no lender wants to take a chance on you since you have a limited credit history. A co-signer may be the remedy to your issue.
By definition, a co-signer is someone who agrees to take financial responsibility for the loan if you fail to make timely payments. Most creditors will approve you for funding if you have a co-buyer with a good credit score and a firm source of income.